Valid IDs in the Philippines 2025: Which One Do You Really Need?

September 18, 2025

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Getting a valid ID in the Philippines feels easy. But when you need it for banking, government services, or travel, things get tricky. Every institution accepts a different list. We break down what IDs work where in 2025.

What Is PhilSys / National ID

The Philippine Identification System (PhilSys) law (RA 11055) created a national ID for all citizens and resident aliens. The PhilSys ID (also called PhilID) uses a unique number (PhilSys Number or PSN) and biometric registration. You can also use the Digital or printed ePhilID version as your valid ID while waiting for the physical card.

Which IDs Work for Banks & Financial Institutions

If you want to open a bank account, send money, get a loan, or open a savings account, here are the IDs banks commonly accept:

PhilSys ID / ePhilID / Digital National ID
Passport
Driver’s License
UMID (Unified Multi-Purpose ID)
SSS / GSIS IDs
PRC ID for professionals
Postal ID
Voter’s ID (COMELEC)

Different banks have slightly different lists. Always check your bank’s website.

Other IDs for Specific Scenarios

Besides banks, other valid IDs are needed for services like job hiring, government aid, travel, and student stuff:

School ID (for students or minors)
Passport (for international travel or foreign nationals)
NBI or Police Clearance (some offices or job applications require these)
Senior Citizen Card, OFW ID, Seaman’s Book, MARINA ID, PWD / NCDA / Barangay certifications, etc.

PhilID / National ID vs Other Valid IDs

PhilSys aims to simplify all this. It’s meant as a universally valid ID across the public & private sectors. However, some institutions still require multiple IDs or older IDs due to signature requirements or internal policies.

So even with PhilID, keep at least one other government-issued photo ID.

Quick Recap: Which IDs for Which Need

Open bank account – PhilID / ePhilID, Passport, Driver’s Licence, UMID
Verify identity at LGU – PhilID + Birth Certificate, Voter’s ID
Apply for job/background – NBI Clearance, Police Clearance + Gov’t ID
International travel – Passport
Student-related transactions – School ID + another valid government ID

Make Sure to Have IDs Available

IDs aren’t just pieces of paper. They open doors — for work, travel, government help, and financial access. If your ID isn’t accepted somewhere, it can delay or block what you need. Knowing which IDs are valid where saves you time, money, and hassle.