5 Times Travel Insurance Can Save Your Holiday

You’ve spent weeks planning your getaway: booking flights, reserving hotels, and listing all the places you’ll explore. But even the most carefully planned trips can take an unexpected turn, especially during the busy holiday rush. Whether it’s a sudden flight cancellation or a lost suitcase, travel insurance can be your safety net when things don’t go as planned.

Here are five moments when travel insurance can save your holiday, and your wallet.

1. When accidents or illnesses strike

No one expects to get sick while on vacation, but it happens. With travel insurance, you can get emergency medical coverage of up to ₱500,000 starting at just ₱350. You can also upgrade your plan to include treatment for pre-existing conditions or even adventure activities. Because peace of mind should always be part of your packing list.

2. When your flight gets delayed or cancelled

Airports are busiest during the ’ber months, which means delays and cancellations are more common than ever. Travel insurance covers delays of six hours or more and can reimburse you for non-refundable bookings—from hotels to airport transfers—if your flight gets cancelled. That’s less stress and more protection for your plans.

3. When you need to cancel or cut your trip short

Sometimes, life happens—a sudden illness, bad weather, or family emergency can force you to cancel or shorten your trip. Travel insurance helps reimburse these non-refundable costs, ensuring your savings don’t go down the drain when plans change unexpectedly.

4. When your baggage goes missing

Lost luggage can derail any vacation. Luckily, travel insurance covers delayed, damaged, or lost baggage, reimbursing you for essentials like clothes and toiletries. If your bag never turns up, you can even claim the value of your lost items—gadgets, passports, and all—within policy limits.

5. When you need help abroad

When you’re far from home, knowing you can get help anytime makes all the difference. Most travel insurance plans offer 24/7 global assistance, giving you access to a multilingual hotline for medical emergencies, lost passports, or travel advice—wherever you are in the world.

Travel confidently with BDO Insure

Skipping insurance might seem like a quick way to save, but one travel mishap can cost much more. With BDO Insure, Filipino travelers can enjoy customized, budget-friendly packages from top insurance providers, fit for every kind of trip.

READ: Why BDO Life’s Plan B is a Must for Every Pinoy Family

This October, get discounts on travel insurance premiums during the BDO Travel Sale online. If you’re bound for Europe, BDO Insure also offers Schengen Visa–compliant plans with COVID-19 coverage.

Protect your plans, your peace of mind, and the memories you’re about to make—because travel insurance can truly save your holiday.